In the official 2020 Personnel Expenses budget, each line item (such as Health Insurance) has a budget code prefix such as 01.4155.20.210.

The following bar chart shows you at a glance where tax money is being spent. The highest priced items are health insurance and police retirement. The latter item ate up the cut in the former item. Fortunately, cuts in other items saved the day with an overall budget reduction of $13,700.

Is the state-run retirement system still experiencing lawsuits from state unions and cities and towns? In the private sector, working people don't get a government-funded retirement plan, they have to sign up for a 401K or IRA plan to which they contribute. The state needs to go that way.

For explanations of the line items, see the 2020 Budget Overview on the town web site.